Executive Certificate in Secured Transactions & Credit Risk Mitigation

Secured transactions allow lenders and creditors to reduce credit exposure by obtaining enforceable rights over assets or other forms of security. The effectiveness of security depends on proper creation, documentation, perfection, registration, and enforcement of the relevant security interest. Different transactions may involve mortgages, charges, pledges, hypothecation, liens, guarantees, or other forms of collateral. Credit risk mitigation requires lenders to evaluate both the quality of collateral and the legal enforceability of their security arrangements. This subject develops a comprehensive understanding of secured lending structures and mechanisms for protecting creditor interests. 

Hypothecation Agreement
Pledge Agreement
Mortgage Deed
Guarantee Agreement
Indemnity Bond

• Types and legal characteristics of security interests.
•  Creation, perfection, registration, and priority of security. 
•  Mortgages, charges, pledges, hypothecation, guarantees, and collateral. 
•  Credit assessment and contractual mechanisms for mitigating lender exposure. 
•  Default, enforcement, recovery, and realisation of secured assets.